this one does sound convincing, and if youre not concentrating i can see how it would work. take time to read it, appologies if its a repost.
> This one is pretty slick since they provide why O you with all the information, > except the one piece they want. > Note, the callers do not ask for your card number; they already have it. > This information is worth reading. By understanding how the VISA & > MasterCard Telephone Credit Card Scam works, you'll be better prepared to > protect yourself. > > One of our employees was called on Wednesday from "VISA", and I was called > on Thursday from "MasterCard". > > The scam works like this: Person calling says, "This is (name), and I'm > calling from the Security and Fraud Department at VISA. My badge number is > 12460. Your card has been flagged for an unusual purchase pattern, and I'm > calling to verify. This would be on your VISA card which was issued by > (name of bank) did you purchase an Anti-Telemarketing Device for £497.99 > from a Marketing company based in London?" When you say "No", the caller > continues with, "Then we will be issuing a credit to your account. This is > a company we have been watching and the charges range from £297 to £497, > just under the £500 purchase pattern that flags most cards. Before your > next statement, the credit will be sent to (gives you your address), is > that correct?" > > You say "yes". The caller continues - "I will be starting a fraud > investigation. If you have any questions, you should call the 0800 number > listed on the back of your card (0800-VISA) and ask for Security. > > You will need to refer to this Control Number. The caller then gives you a > 6 digit number. "Do you need me to read it again?" > > Here's the IMPORTANT part on how the scam works the caller then says, "I > need to verify you are in possession of your card." He'll ask you to "turn > your card over and look for some numbers." There are 7 numbers; the first > 4 are part of your card number, the next 3 are the security numbers that > verify you are the possessor of the card. These are the numbers you > sometimes use to make Internet purchases to prove you have the card. The > caller will ask you to read the 3 numbers to him. After you tell the > caller the 3 numbers, he'll say, "That is correct, I just needed to verify > that the card has not been lost or stolen, and that you still have your > card. Do you have any other questions?" After you say, "No," the caller > then thanks you and states, "Don't hesitate to call back if you do", and > hangs up. > > You actually say very little, and they never ask for or tell you the Card > number. But after we were called on Wednesday, we called back within 20 > minutes to ask a question. Are we glad we did! The REAL VISA Security > Department told us it was a scam and in the last 15 minutes a new purchase > of £497.99 was charged to our card. > > Long story - short - we made a real fraud report and closed the VISA > account. VISA is reissuing us a new number. What the scammers want is the > 3-digit PIN number on the back of the card. Don't give it to them. > Instead, tell them you'll call VISA or MasterCard directly for verification > of their conversation. The real VISA told us that they will never ask for > anything on the card as they already know the information since they issued > the card! If you give the scammers your 3 Digit PIN Number, you think > you're receiving a credit. However, by the time you get your statement > you'll see charges for purchases you didn't make, and by then it's almost > too late and/or more difficult to actually file a fraud report. > > What makes this more remarkable is that on Thursday, I got a call from a > "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA > scam. This time I didn't let him finish. I hung up! We filed a police > report, as instructed by VISA. The police said they are taking several of > these reports daily! They also urged us to tell everybody we know that > this scam is happening. > > Please pass this on to all your family and friends. By informing each > other, we protect each other.
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-- Edited by Chevy at 15:39, 2007-12-07
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