YOU EITHER GET IT OR YOU DONT

I heard about this through my work but was not sure if people, not in the insrance world had been widely told...   
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From the MIB website:
It is illegal to drive a vehicle without appropriate insurance. From 2011 it will also be illegal to keep a vehicle without appropriate insurance unless it is declared as off road. Uninsured drivers injure 23,000 people and kill 160 each year with a total cost to honest motorists of £500 million paid for through their insurance premiums.
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Under Continuous Insurance Enforcement (CIE) the registered keeper of a vehicle(s) will be sent a letter (Insurance Advisory Letter) if it appears they have no insurance. The letter will set out what options the registered keeper can take to comply with CIE.

If the registered keeper does not comply their details will automatically fall to the DVLA for enforcement action.
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15. Are there any vehicles that are exempt from CIE?
Yes. Vehicles exempt under Section 144 of the Road Traffic Act 1988 are not included within the CIE arrangements e.g. depositors. Also exempt are:

stolen vehicles
vehicles where a SORN has been declared
vehicles which have not been used on the road and were last taxed before 31 January 1998
although not a formal exemption from CIE the practicalities governing vehicles in trade (motor traders have 90 days before they need to register themselves as the owners of a vehicle bought in trade with the DVLA or declare as SORN) will ensure they are not included. See question 16 for more information.(N.B. penalties may apply if a vehicle has been declared SORN and is used on the road).
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See http://www.mib.org.uk/Home/en/default.htm for the full story.

Go here to check if your showing as insured http://www.askMID.com

I hope this is of use to you all